Student Loan

It is an interest free loan to assist full-time undergraduates should they have financial difficulties (i.e. Living Expenses, laptop/desktop purchases etc.) during the programme of study
Full-time undergraduates of all nationalities whose monthly household Per Capita Income (PCI) is less than or equal to S$2,500 or Gross Household Income (GHI) is less than or equal to S$10,000. Each student is limited to one Student Loan during his/her programme of study at the University.
Singapore Permanent Residents and International undergraduates paying non-subsidized tuition fees.
We will accept the guarantor only if your relative/friend is an SG or Singapore PR.
Yes, you may submit your queries through Ask Finaid for consideration.
The outcome of your Student Loan application will be informed via your NTU Student Email Account. Successful applicants are required to reply to Ask Finaid to indicate their acceptance.

The loan will only be disbursed once you have accepted the loan offer and signed the loan agreement with your guarantor.

Within 2 weeks of the Student Loan acceptance, NTU NSS-Finance office will contact you to arrange for you and your guarantor to sign the loan agreement at their office in NTU.

You may arrange with the NSS-Finance office for alternative dates to sign the loan agreement for yourself and your guarantor.

The loan is interest free with repayments (instalments) commencing 3 months upon graduation over a period of 3 years. NTU NSS-Finance will inform you of the repayment commencement date.