Post Secondary Education Account (PSEA)

The PSEA scheme is administered by the Ministry of Education (MOE). This scheme allows Singaporean students to fund their post-secondary education for the payment of tuition fees and compulsory miscellaneous fees.

Full-time and Part-time undergraduates who have a PSEA account. Accounts are set up automatically for all eligible Singaporeans. To check your PSEA account current balance, please call the MOE 24-hour automated hotline at (+65) 6260 0777. You may utilize your siblings' PSEA funds.

For students who are using a combination of loans &/or subsidies to settle their MOE subsidised tuition fees, the disbursement sequence is as follows:  

  1. Mendaki Tertiary Tuition fee Subsidies (MTTFS) where applicable.
  2. PSEA funds where applicable.
  3. CPF funds under the CPF Education Loan Scheme where applicable.
  4. Tuition Fee Loan (TFL) where applicable.
  5. Study Loan (SL) where applicable.
  6. Bursary where applicable.
  7. GIRO deduction from students' own account/other account (for those with a GIRO arrangement with NTU to pay their semestral tuition & compulsory miscellaneous fees).

The total disbursements shall not exceed the amount of tuition, compulsory miscellaneous and late fees payable.

Introducing the new Student Finance System (SFS) for PSEA.

Existing SO have been transitioned from the PSEA system to the SFS. To ensure your transactions go through smoothly, please verify your SO status in SFS before requesting any PSEA deductions.

To apply new SO or view your existing SO application, please navigate to SFS.

(Step-by-step guide for your reference)

(Note: For student below 21 years old, please inform your parent to submit your online application on your behalf)

The PSEA Ad-hoc Application is for one-time payments for a specific semester. Please submit a separate application for each 'Usage Category' you wish to withdraw funds for:

Usage Category Instructions
TTF - FULLQ 1.       Payment of Tuition Fees and Compulsory Miscellaneous Fees  
·       If you have already established PSEA Standing Order during your polytechnic/university studies, Ad Hoc Withdrawal is not applicable to you.  
·       If you are already on the CPF Education Loan Scheme and applied for adhoc use of the PSEA funds for the payment of your tuition fees, please note that you will incur the CPF withdrawal fee unless you are successful in revoking your CPF Education Loan Scheme before CPF Board carries out the withdrawal for the affected semester. Please consult CPF Board for more details.
 
*Click here for the compulsory miscellaneous fees for AY2025-26 (for Singapore Citizens only).   
TTF - OTHERS 2.       Payment of Compulsory Hostel Fees (applicable only for REP students staying in hostel)
3.       Reimbursement of Compulsory Screening / Vaccination Fees (applicable only to MED students)
·       Submit application within TWO months from the date of screening/vaccination.
  
EPC - OTHERS 4.       Reimbursement of fees for Local Enrichment Programme
·       The programme must be approved and endorsed by the university to be relevant to the course the student is pursuing.
·       Submit application and support documents within TWO months from the completion of the programme.
·       Claimable transaction includes:
           - Course / Programme fee
           - Accommodation (per person)
          - Compulsory health screenings/Vaccination
            (Expenses not in the list are excluded)
 
EPC - OTRIP 5.       Reimbursement of fees for Overseas Enrichment Programme
·       The programme must be approved and endorsed by the university to be relevant to the course the student is pursuing.
·       Submit application and support documents within TWO months from the completion of the programme.
·       Claimable transaction includes:
           - Course / programme fee
           - Flight (to & fro from Singapore to host country & return trip)  
           - Travel Insurance
           - VISA
           - Accommodation (per person)
          - Compulsory health screenings/Vaccination
            (Expenses not in the list are excluded)


Step 1: Click here to submit PSEA Adhoc application.

Step 2: Submit your respective supporting documents here.

Please submit your supporting documents within 7 days upon completing step 1 to ensure that your request will be processed promptly.

 (Note: For student below 21 years old, please inform your parent to submit your online application on your behalf)
 *If your sibling is 21 years old or above, please provide their email address for authorization.
 *If your sibling is below 21 years old, please provide your parents' email address if this form is not submitted by your parent. MOE will contact your siblings/parent to give the authorization through the email addresses provided.
 *If using more than one sibling’s PSEA, please enter the details of the sibling whose PSEA will be deducted first.

To Take Effect FromApplication Period
Se​​mester 1 AY2026/27​​​​1 June 2026 to 31 July 2026
Semester 2 AY2026/271 November 2026 to 31 December 2026

If you have missed the Standing Order deadline for ongoing withdrawals, you may submit an ad-hoc application for a one-time withdrawal. Please note:

  • Processing Time: Funds may not arrive before the fee due date.
  • Eligibility: Ad-hoc requests only cover fees from the current semester.
  • Late Fees: There will be late fee charges for overdue payments.

We strongly advise paying your fees upfront to avoid penalties. Any successful PSEA withdrawal will be reimbursed to your account once the funds are received from MOE.

Process                                                                         Timeline / Action

Fund Release 4–5 weeks after submission (longer if info is incomplete).
Unsuccessful Application Notification sent to your NTU email; Resubmission within 2 weeks.
Official Withdrawal Statement Issued by MOE at the end of the 3rd month.
Balance Check Call the MOE 24-hour automated hotline at (+65) 6260 0777.

PSEA holders can use their own PSEA funds to repay the principal loan amount of the approved government education loans listed below and any interest charged in respect of the loans after they had left the institution.

CPF Education Loan Scheme

Tuition Fee Loan (TFL) 

Study Loan (SL)

Overseas Student Programme (OSP) Loan 

You may login to Student Finance System (SFS) to submit application.

For more information, please visit MOE website at https://www.moe.gov.sg/financial-matters/psea/funds-balance-and-usage.