The University administers 3 different insurance schemes for full-time graduate students:

  1. Group Hospitalisation & Surgical Insurance Scheme (GHSI)
  2. Group Personal Accident Insurance Scheme (GPAI)
  3. Medical Scheme (MS)

All new PhD Research, Master by Research and Master by Coursework students can opt out of certain NTU student insurance schemes. Please see the table below to understand which scheme is compulsory or optional.

Group Hospitalization and Surgical Insurance (GHSI)Compulsory for all SPR and International students. Singaporean students can opt out
Group Personal Accident Insurance (GPAI) Optional for all students.
Medical SchemeCompulsory for all NTU full-time Graduate students.

Please click this link to go to ServiceNow to opt out of the NTU insurance scheme/s.

You may visit insurance scheme webpage for more information.