Tuition Fee Loan (TFL)

The Tuition Fee Loan is financial assistance given to graduate students pursuing their higher degree through research or selected coursework programmes.

Graduate students enrolled in Research Programmes or full-time MOE subsidised Coursework Programmes are eligible to apply for a Tuition Fee Loan. 

The Tuition Fee Loan covers up to 90% of subsidised tuition fee payable by Singapore citizens. It does not cover compulsory miscellaneous fees.

For illustration purpose only:

NationalitySubsidised Full-time Fee (SGD)Maximum Loan (SGD)
Singapore citizensS$8,35090% of S$8,350 = S$7,515
Permanent residentsS$11,70090% of S$8,350 = S$7,515
International students (with Service Obligation)S$16,70090% of S$8,350 = S$7,515


Students who are receiving scholarships are not eligible for the Tuition Fee Loan. Students who did not take up Service Obligation (SO) Scheme and paying non- subsidised tuition fees are also not eligible for Tuition Fee Loan.

For more information on the eligibility of Tuition Fee Loan, please refer to Tuition Fee Loan (TFL) Application Form.

You only need to apply once for the Tuition Fee Loan to cover you for the entire duration of your programme at NTU.

For TFL Application to OCBC Bank

  1. Students who wish to apply for the Tuition Fee Loan are required to complete the TFL Form.
  2. Bring the completed TFL Form and visit any OCBC branch together with your guarantor during the application period^.
  3. Bring NRIC/Passport of both student and guarantor.
  4. Bring NTU Matriculation Card or Email/Letter indicating you have been offered/reserved a place in NTU.

    Operating hours for submitting Loan application at NTU OCBC Frank Store: 
  • From 1 Jul 2023 to 30 Sep 2023

    9am to 6pm (excluding Saturdays, Sundays, and Public Holidays)

  • From 1 Oct 2023 onwards
    1pm to 3pm (on every Thursday)

For TFL Application to DBS Bank

You can now submit your TFL application to DBS online. You will no longer need to make the trip to the Branch to submit hardcopy application forms. 

Do take the time to read through this guide to learn more about what you need to prepare in advance to be able to submit your digital TFL application online. When you are ready, please visit Tuition Fee Loan | DBS Singapore and follow the instructions on the ‘Apply Now’ section. 

Important Notes: 

  1. Digital TFL Application is only applicable to applications with Guarantors who are Singapore Citizens/Permanent Residents and Foreigners who are pass-holders (residing or working in Singapore). Hardcopy application forms will no longer be accepted at our Branches going forward.

  2. For Guarantors who are Foreigners that are neither residing nor working in Singapore, you will not be able to apply digitally. Please refer to the guide for more information on how to apply for your TFL. You may bring the completed TFL Form and identification documents to DBS Singapore Raffles Place Branch together with your guarantor during the application period^.

^ For late applications, the loan may not be disbursed in time to be reflected in your e-bill and to finance your tuition fees by payment due date. For overdue payments, a late payment fee is charged.

The University has appointed DBS Bank Ltd and Oversea-Chinese Banking Corporation Limited (OCBC Bank) as agents to administer the Tuition Fee Loan Scheme.

  • DBS Bank Ltd
    Tel: 6333 0033
  • OCBC Bank
    Tel: 1800 363 3333 (within Singapore) / +65 6363 3333 (outside Singapore)