Insurance Coverage

Insurance coverage

 All FULL TIME NTU matriculated Undergraduate, Graduate and Non-graduating students are required to be insured under the university’s  insurance schemes. The schemes ensure students are covered with basic medical and personal accident insurance coverage.

 The insurance premiums are incorporated within the Health Services Fee that is part of the miscellaneous fee payable to NTU. The insurance coverage commences upon start of the academic year and ends under any of the following conditions:

  •   Leave of Absence (LOA).
  •   Overseas Study Leave (OSL).
  •   Conversion of student status from full-time to part-time.
  •   Withdrawal/Termination from course.
  •   Completion of studies:

    -          Upon being conferred (for Undergraduate and Graduate students).

    -          Upon expiry or cancellation of Student Pass (Exchange students).

  •    Exhaustion of the insurance coverage limit during the policy year.
  •    Apply to opt out (for eligible group of students and schemes).
  •    Outstanding fees (Health Services Fee inclusive).
  •    Secure employment, surrender Student's Pass and leave the university.

For PhD students who have submitted thesis and want to extend the insurance coverage until degree conferment, please send your request through Ask One Stop with your full name, matric number and reason for extension request.

For other enquiries on Insurance, you can reach us at Ask One Stop or contact 67906823.

Full time only Medical Scheme Group Personal Accident Insurance (GPAI) Group Hospitalization and Surgical Insurance  
 (GHSI) 		Rider
Singaporean
(Undergraduate Student)
  		✓    ✓    NA NA
Singapore PR
(Undergraduate Student)
  		✓   ✓   ✓    NA
International Students
(Undergraduate Student)
  		✓    ✓ ✓    NA
Singaporean
(Graduate Student)
  		✓    *Allow Opt Out *Allow Opt Out NA
Singapore PR
(Graduate Student)
  		✓    *Allow Opt Out ✓    NA
International Students
(Graduate Student)
 
  		✓    *Allow Opt Out ✓    NA
Non-graduating Student
  		✓    ✓ ✓    NA

Lee Kong Chian School of Medicine (LKCMedicine) 
(Graduate Student)

✓    ✓   ✓    ✓ 

All eligible students (refer to table above) may opt out for NTU student insurance schemes from 1st  to 7th  NOV 2022.

Please note that you will NOT be able to opt in for coverage after you have opted out throughout your candidature in NTU.

Should you need further clarifications on Opt Out Exercise, please drop us an enquiry via Ask One Stop.