Banking, Finance and Applied AI

Bachelor of Commerce in Banking, Finance and Applied AI (Part-Time Undergraduate)

Single Degree

Deepen your banking expertise. Put AI into practice. Advance your career.

Advance your professional development without stepping away from work. The Bachelor of Commerce in Banking, Finance and Applied AI is a part-time SkillsFuture Work-Study Degree administered by NTU PACE in partnership with Nanyang Business School.

Designed for working adults and eligible diploma graduates, this part-time programme helps you deepen your understanding of banking and finance and learn how AI can support business processes. Through structured workplace learning, you can apply what you learn to real workplace challenges while continuing your career.

Combine financial knowledge with practical AI skills

With technology advancement, banking expertise and digital capability belong together. This programme helps you develop both, alongside an understanding of the risk, regulatory and governance considerations that shape decisions in financial services.

Through academic study and workplace application, you will build capabilities across four areas:

  • Banking and finance foundations

    Strengthen your understanding of banking products, financial institutions, financial markets, accounting, finance and risk — the foundations of effective financial-services practice.

  • Applied data, digital and AI skills

    Explore how analytics, automation and generative AI can support financial-services workflows. Develop skills in areas including programming, data science, data visualisation, workflow optimisation and prompt engineering.

  • Regulation, risk and governance

    Develop your understanding of regulatory requirements, risk management, ethics and governance, and how these considerations inform business and technology decisions in financial services.

  • Specialisation pathways

    Focus your learning through a specialisation in Corporate Banking or Retail Banking and Wealth Management, aligned with your professional interests and career goals.

A progressive learning pathway

Build your knowledge and capabilities through progressive stages of study. The programme’s proposed stackable qualification milestones are subject to applicable academic and award requirements.

Programme structure and stackable qualifications
Stack Components Stackable Qualifications
Industry Immersion 40 AUs Industry Immersive OJT (Full-Time) 25 AUs Bachelor of Commerce in Banking, Finance and Applied AI

Company Sponsored Final Capstone (by OJT Company) 6 AUs

Broadening & Deepening Electives (School and/or Industry Partners) 9 AUs
Advanced 36 AUs Banking and Finance Advanced Core Courses 18 AUs Advanced Specialist Certificate in <Specialisation>
Specialisation Electives 15 AUs
  • Corporate Banking
  • Retail Banking and Wealth Management
Mini Capstone Project – Specialisation 3 AUs
Foundation 36 AUs Banking and Finance Core Courses 15 AUs Advanced Specialist Certificate in Banking, Finance and Applied AI
Technology & AI Core Courses 18 AUs
Mini Capstone Project – Foundation 3 AUs

This structure enables learners to build progressively from foundational knowledge to advanced specialisation, connecting learning with practical application in the workplace.

Potential to complete in 3 to 3.5 years

Eligible working professionals whose employment meets the programme’s workplace-learning requirements may qualify for accelerated progression. Completion within 3 to 3.5 years may be possible, subject to approved arrangements and applicable exemptions.

Flexible learning alongside full-time work

Combine your career with block-based course delivery and a mix of self-paced online learning, live sessions and in-person classes. This delivery model helps you manage your studies alongside professional commitments.

Workplace learning that counts towards your degree

Apply what you learn in authentic workplace settings through integrated learning, assessment and project-based experiences. Workplace learning forms part of your academic journey, connecting classroom concepts with business practice.

Support throughout your learning journey

Access support in academic transition, study skills, learner advising and career development to help you navigate the demands of part-time study and plan your professional development.

A curriculum informed by industry

Build your knowledge of banking and finance, applied AI, regulation, professional conduct and governance. Developed with industry input, the curriculum connects academic learning with skills relevant to Singapore’s financial services sector.

Indicative admission requirements are set out below and remain subject to the University’s final admissions criteria for the intake.

Requirement Description Important Note
Accepted Qualifications
  • Singapore-Cambridge GCE A-Level
  • Diploma from local polytechnics or equivalent institutions
  • International Baccalaureate (IB) Diploma
  • NUS High School (NUS HS) Diploma
  • Other recognised qualifications

Applicants who do not meet the educational requirement but have demonstrated relevant work experience and/or relevant competencies (e.g. well-recognised skills/professional certifications) would be reviewed and admitted on a case-by-case basis.

Additional Compulsory Requirements
  • At least 21 years of age as of 31 July of the admission year.
  • Have 2 years of full-time working experience, or be currently employed on a full-time basis, or be a Singaporean/SPR male who has or will be fully discharged from full-time NS liability before the school term start date.

Applicants may be granted exemptions from age and work experience eligibility criteria if:

  • Sponsored by the company for the study of the part-time undergraduate degree programme offered; or
  • Currently employed in a job role/sector related to the part-time undergraduate degree programme offered.

Exemptions

Your prior learning may count towards your degree. The programme may grant exemptions for relevant qualifications and training, subject to the University’s academic policies, review and approval.

IBF-Accredited Training

Relevant IBF-accredited training may qualify you for exemptions of up to 9 Academic Units (AUs) towards Broadening and Deepening Electives, subject to a review of course content and University approval.

Polytechnic Diplomas and Other Qualifications

Applicants with relevant qualifications in banking, finance, business, accountancy or related disciplines may be considered for exemptions from selected core courses, subject to curriculum mapping and University approval.

The following conditions apply:

  • Exemptions are assessed based on the complete programme of study undertaken before joining NTU, rather than on individual courses in isolation.
  • Grades and credits earned at other institutions are not included in the CGPA used for degree classification. However, approved credits may count towards the AU requirement for graduation.
  • Only qualifications and credits earned within the five years preceding the application date may be considered.

Polytechnic Work-Study Post-Diploma Programmes

Applicants who have completed a Singapore-recognised Polytechnic Work-Study Post-Diploma Programme may be considered for exemption from up to one semester of on-the-job training (OJT), equivalent to 10 AUs.

This exemption is subject to curriculum relevance, academic review and University approval. Applicants seeking this exemption should normally have attained an average CGPA of at least 3.5.

All students granted exemptions must fulfil the programme’s remaining academic and graduation requirements.

Programme Duration

  • Normal duration: 4 years.
  • Accelerated pathway: Potential completion in 3.5 years for eligible working professionals whose employment supports approved on-the-job training (OJT) arrangements.
  • Minimum duration: 3 years, subject to applicable approved exemptions and accelerated arrangements.
  • Maximum candidature: 6 years.

Accelerated completion is subject to eligibility and approval.

Flexible Course Delivery

The programme uses a block-based structure to help you manage your studies alongside work. You will typically take two courses at a time over a six-week teaching block, rather than four courses concurrently across a thirteen-week semester.

Semester block Teaching period Final assessment
First block Weeks 1–6 Week 7
Second block Weeks 8–13 Week 14

By concentrating on fewer courses at a time, you can focus your attention on each subject while managing your academic and professional commitments.

The programme adopts a flipped classroom approach that combines preparation before class with active learning during scheduled sessions. Before class, you will work through guided readings, videos, quizzes and other self-paced resources. During live online sessions and in-person classes, you will apply your learning through discussions, problem-solving, case analysis, simulations and practical activities.

An indicative weekly learning mix for a typical course is:

Learning format Approximate proportion What to expect
Self-paced learning 30% Guided readings, videos, quizzes and other preparation
Live online learning 30% Scheduled online sessions
In-person learning 40% Face-to-face classes held on Saturdays

Foundation

Build a strong foundation in banking and finance while developing core skills in data, digital technologies and applied AI. This stage prepares you for further specialisation and workplace application, helping you connect financial knowledge with digital capabilities.

Bring your learning together in a mini capstone project that integrates concepts and skills across these areas.

Type Courses
Banking & Finance Core Courses 15 AUs
  • Financial Accounting and Analysis (3 AUs)
  • Managerial Accounting (3 AUs)
  • Principles of Economics (3 AUs)
  • Corporate Finance (3 AUs)
  • Money & Banking (3 AUs)
Technology & AI Core Courses 18 AUs
  • Computational Methods and Programming for Finance (3 AUs)
  • Data Science and Analytics for Finance (3 AUs)
  • Digital Banking, AI and Cybersecurity (1 AU)
  • Digital Assets in Finance (1 AU)
  • Generative AI Fundamentals and Prompt Engineering for Finance (2 AUs)
  • Ethics and Governance for Digital Finance (2 AUs)
  • Data Visualisation and Storytelling (3 AUs)
  • RPA and Workflow Optimisation (3 AUs)
Mini Capstone 3 AUs Integrative project requiring learners to apply knowledge and skills acquired in the Foundation stage to a practice-oriented problem or case.

Advanced

Deepen your banking and finance expertise through a specialisation in Corporate Banking or Retail Banking and Wealth Management. This stage builds your ability to apply advanced concepts to relevant business and workplace challenges, supporting your professional development in your chosen area.

You are expected to begin your chosen specialisation in Semester 1 of Year 3.

Type Courses
Banking & Finance Advanced Core Courses 18 AUs
  • Investments (3 AUs)
  • Global Financial Markets & Institutions (3 AUs)
  • Financial Institutions and Risk Management (3 AUs)
  • Singapore Financial Regulation and Conduct (3 AUs)
  • Payments and Digital Banking Operations (3 AUs)
  • ESG in Banking and Finance (3 AUs)
Specialisation Electives – Corporate Banking 15 AUs
  • Credit Risk Management (3 AUs)
  • Trade Finance and AI-Driven Automation (3 AUs)
  • Derivatives and Structured Products (3 AUs)
  • Behavioural Finance (3 AUs)
  • Banking Law and Regulation (2 AUs)
  • Relationship Management (1 AU)
Specialisation Electives – Retail Banking & Wealth Management 15 AUs
  • Private Banking and Wealth Management (3 AUs)
  • Behavioural Finance (3 AUs)
  • Banking Law and Regulation (2 AUs)
  • Insurance Fundamentals and Personal Protection Planning (3 AUs)
  • Relationship Management (1 AU)
  • Digital Transformation in Retail Banking and Insurance (1 AU)
  • Advanced Portfolio Analytics and AI-Augmented Advisory (2 AUs)
Mini Capstone 3 AUs Integrative project requiring learners to apply advanced and specialisation-specific knowledge to an industry-relevant challenge.

Industry Immersion

Put your learning into practice through structured on-the-job training and a company-sponsored final capstone project. As the culminating stage of the programme, Industry Immersion brings together your academic knowledge and workplace experience, helping you deepen your professional capabilities and apply your skills to real business challenges.

Type Courses
On-the-Job Training 25 AUs
  • Learners are required to complete at least 50 full-time working weeks in total with a designated employer, in job roles relevant to the programme.
  • Ten working weeks carry 5 AUs and twenty working weeks carry 10 AUs.
  • The OJT component is an academic credit-bearing requirement subject to supervision and assessment by both an assigned industry supervisor and a faculty supervisor.
Broadening and Deepening Electives 9 AUs
  • You may pursue approved courses beyond the NTU curriculum to broaden or deepen your learning. These may include selected pre-approved offerings from platforms such as Coursera, edX and FutureLearn, subject to credit transfer policies and approval.
  • You may also pursue courses from the other specialisation, subject to course availability and University approval.
  • Credit transfer is capped at 6 AUs per Academic Year for students in Years 1 and 2. The cap does not apply to students in Year 3 and beyond.
  • The validity period of a certificate of completion for credit transfer purposes is two years from the date of application for Year 1 students and one year for Year 2 students and beyond.
Company Sponsored Final Capstone (by OJT Company) 6 AUs Workplace-based capstone project undertaken in collaboration with the OJT company, enabling learners to address a real business, operational or transformation challenge through applied analysis and solutioning.

Career outcomes depend on prior experience, specialisation, employer requirements, professional licensing where applicable, and individual performance.

Graduates may pursue or progress within roles across:

  • Corporate Banking and Commercial Finance

    Relationship management, credit assessment, trade finance, transaction banking and credit or lending-related functions.

  • Retail Banking and Wealth Management

    Personal banking, affluent banking, private banking support, wealth relationship management, customer advisory support, insurance-related advisory functions and client servicing roles.

  • Operations and Digital Banking Functions

    Banking operations, payments operations, process improvement, workflow redesign and roles in teams supporting operations digitalisation.

  • Risk, Compliance and Governance Functions

    Operational risk, credit risk, compliance support, regulatory operations and governance-related functions.

  • Digital Transformation and AI-Enabled Finance Functions

    Roles in transformation offices, digital banking teams, product or process improvement functions, analytics-enabled business support and AI adoption initiatives within financial institutions.

Career Services

The programme will be supported by structured career services designed to assist learners in career planning, employability development and professional progression throughout their candidature.

Support may include career discovery and planning tools, employability workshops, personalised coaching and guidance on job search strategy, résumé development, interview preparation, salary negotiation, networking and personal branding. Students may also benefit from learning support related to time management, stress management, academic transition and study skills.

In addition, the programme will facilitate opportunities for employer engagement and professional exposure through networking events, industry talks, employer-linked capstone projects and other industry collaboration activities. These services are intended to strengthen learners’ readiness for progression within the financial services sector and related fields.

Application Fee

S$65.00, before GST

Tuition Fee Per AU*

Student category Fee per AU
Before GST
Singapore Citizens < 40 years old After MOE subsidy S$226.00
Singapore Citizens ≥ 40 years old After MOE subsidy S$90.40
Singapore Permanent Residents After MOE subsidy S$633.00
Non-Subsidised Students S$1,470.00

*Indicative tuition fees, subject to prevailing University fees, MOE subsidy eligibility and final approval.