Deepen your banking expertise. Put AI into practice. Advance your career.
Advance your professional development without stepping away from work. The Bachelor of Commerce in Banking, Finance and Applied AI is a part-time SkillsFuture Work-Study Degree administered by NTU PACE in partnership with Nanyang Business School.
Designed for working adults and eligible diploma graduates, this part-time programme helps you deepen your understanding of banking and finance and learn how AI can support business processes. Through structured workplace learning, you can apply what you learn to real workplace challenges while continuing your career.
Combine financial knowledge with practical AI skills
With technology advancement, banking expertise and digital capability belong together. This programme helps you develop both, alongside an understanding of the risk, regulatory and governance considerations that shape decisions in financial services.
Through academic study and workplace application, you will build capabilities across four areas:
- Banking and finance foundations
Strengthen your understanding of banking products, financial institutions, financial markets, accounting, finance and risk — the foundations of effective financial-services practice.
- Applied data, digital and AI skills
Explore how analytics, automation and generative AI can support financial-services workflows. Develop skills in areas including programming, data science, data visualisation, workflow optimisation and prompt engineering.
- Regulation, risk and governance
Develop your understanding of regulatory requirements, risk management, ethics and governance, and how these considerations inform business and technology decisions in financial services.
- Specialisation pathways
Focus your learning through a specialisation in Corporate Banking or Retail Banking and Wealth Management, aligned with your professional interests and career goals.
A progressive learning pathway
Build your knowledge and capabilities through progressive stages of study. The programme’s proposed stackable qualification milestones are subject to applicable academic and award requirements.
| Stack | Components | Stackable Qualifications |
|---|---|---|
| Industry Immersion 40 AUs | Industry Immersive OJT (Full-Time) 25 AUs | Bachelor of Commerce in Banking, Finance and Applied AI |
Company Sponsored Final Capstone (by OJT Company) 6 AUs | ||
| Broadening & Deepening Electives (School and/or Industry Partners) 9 AUs | ||
| Advanced 36 AUs | Banking and Finance Advanced Core Courses 18 AUs | Advanced Specialist Certificate in <Specialisation> |
Specialisation Electives
15 AUs
| ||
| Mini Capstone Project – Specialisation 3 AUs | ||
| Foundation 36 AUs | Banking and Finance Core Courses 15 AUs | Advanced Specialist Certificate in Banking, Finance and Applied AI |
| Technology & AI Core Courses 18 AUs | ||
| Mini Capstone Project – Foundation 3 AUs |
This structure enables learners to build progressively from foundational knowledge to advanced specialisation, connecting learning with practical application in the workplace.
Potential to complete in 3 to 3.5 years
Eligible working professionals whose employment meets the programme’s workplace-learning requirements may qualify for accelerated progression. Completion within 3 to 3.5 years may be possible, subject to approved arrangements and applicable exemptions.
Flexible learning alongside full-time work
Combine your career with block-based course delivery and a mix of self-paced online learning, live sessions and in-person classes. This delivery model helps you manage your studies alongside professional commitments.
Workplace learning that counts towards your degree
Apply what you learn in authentic workplace settings through integrated learning, assessment and project-based experiences. Workplace learning forms part of your academic journey, connecting classroom concepts with business practice.
Support throughout your learning journey
Access support in academic transition, study skills, learner advising and career development to help you navigate the demands of part-time study and plan your professional development.
A curriculum informed by industry
Build your knowledge of banking and finance, applied AI, regulation, professional conduct and governance. Developed with industry input, the curriculum connects academic learning with skills relevant to Singapore’s financial services sector.
Indicative admission requirements are set out below and remain subject to the University’s final admissions criteria for the intake.
| Requirement | Description | Important Note |
|---|---|---|
| Accepted Qualifications |
| Applicants who do not meet the educational requirement but have demonstrated relevant work experience and/or relevant competencies (e.g. well-recognised skills/professional certifications) would be reviewed and admitted on a case-by-case basis. |
| Additional Compulsory Requirements |
| Applicants may be granted exemptions from age and work experience eligibility criteria if:
|
Exemptions
Your prior learning may count towards your degree. The programme may grant exemptions for relevant qualifications and training, subject to the University’s academic policies, review and approval.
IBF-Accredited Training
Relevant IBF-accredited training may qualify you for exemptions of up to 9 Academic Units (AUs) towards Broadening and Deepening Electives, subject to a review of course content and University approval.
Polytechnic Diplomas and Other Qualifications
Applicants with relevant qualifications in banking, finance, business, accountancy or related disciplines may be considered for exemptions from selected core courses, subject to curriculum mapping and University approval.
The following conditions apply:
- Exemptions are assessed based on the complete programme of study undertaken before joining NTU, rather than on individual courses in isolation.
- Grades and credits earned at other institutions are not included in the CGPA used for degree classification. However, approved credits may count towards the AU requirement for graduation.
- Only qualifications and credits earned within the five years preceding the application date may be considered.
Polytechnic Work-Study Post-Diploma Programmes
Applicants who have completed a Singapore-recognised Polytechnic Work-Study Post-Diploma Programme may be considered for exemption from up to one semester of on-the-job training (OJT), equivalent to 10 AUs.
This exemption is subject to curriculum relevance, academic review and University approval. Applicants seeking this exemption should normally have attained an average CGPA of at least 3.5.
All students granted exemptions must fulfil the programme’s remaining academic and graduation requirements.
Programme Duration
- Normal duration: 4 years.
- Accelerated pathway: Potential completion in 3.5 years for eligible working professionals whose employment supports approved on-the-job training (OJT) arrangements.
- Minimum duration: 3 years, subject to applicable approved exemptions and accelerated arrangements.
- Maximum candidature: 6 years.
Accelerated completion is subject to eligibility and approval.
Flexible Course Delivery
The programme uses a block-based structure to help you manage your studies alongside work. You will typically take two courses at a time over a six-week teaching block, rather than four courses concurrently across a thirteen-week semester.
| Semester block | Teaching period | Final assessment |
|---|---|---|
| First block | Weeks 1–6 | Week 7 |
| Second block | Weeks 8–13 | Week 14 |
By concentrating on fewer courses at a time, you can focus your attention on each subject while managing your academic and professional commitments.
The programme adopts a flipped classroom approach that combines preparation before class with active learning during scheduled sessions. Before class, you will work through guided readings, videos, quizzes and other self-paced resources. During live online sessions and in-person classes, you will apply your learning through discussions, problem-solving, case analysis, simulations and practical activities.
An indicative weekly learning mix for a typical course is:
| Learning format | Approximate proportion | What to expect |
|---|---|---|
| Self-paced learning | 30% | Guided readings, videos, quizzes and other preparation |
| Live online learning | 30% | Scheduled online sessions |
| In-person learning | 40% | Face-to-face classes held on Saturdays |
Foundation
Build a strong foundation in banking and finance while developing core skills in data, digital technologies and applied AI. This stage prepares you for further specialisation and workplace application, helping you connect financial knowledge with digital capabilities.
Bring your learning together in a mini capstone project that integrates concepts and skills across these areas.
| Type | Courses |
|---|---|
| Banking & Finance Core Courses 15 AUs |
|
| Technology & AI Core Courses 18 AUs |
|
| Mini Capstone 3 AUs | Integrative project requiring learners to apply knowledge and skills acquired in the Foundation stage to a practice-oriented problem or case. |
Advanced
Deepen your banking and finance expertise through a specialisation in Corporate Banking or Retail Banking and Wealth Management. This stage builds your ability to apply advanced concepts to relevant business and workplace challenges, supporting your professional development in your chosen area.
You are expected to begin your chosen specialisation in Semester 1 of Year 3.
| Type | Courses |
|---|---|
| Banking & Finance Advanced Core Courses 18 AUs |
|
| Specialisation Electives – Corporate Banking 15 AUs |
|
| Specialisation Electives – Retail Banking & Wealth Management 15 AUs |
|
| Mini Capstone 3 AUs | Integrative project requiring learners to apply advanced and specialisation-specific knowledge to an industry-relevant challenge. |
Industry Immersion
Put your learning into practice through structured on-the-job training and a company-sponsored final capstone project. As the culminating stage of the programme, Industry Immersion brings together your academic knowledge and workplace experience, helping you deepen your professional capabilities and apply your skills to real business challenges.
| Type | Courses |
|---|---|
| On-the-Job Training 25 AUs |
|
| Broadening and Deepening Electives 9 AUs |
|
| Company Sponsored Final Capstone (by OJT Company) 6 AUs | Workplace-based capstone project undertaken in collaboration with the OJT company, enabling learners to address a real business, operational or transformation challenge through applied analysis and solutioning. |
Career outcomes depend on prior experience, specialisation, employer requirements, professional licensing where applicable, and individual performance.
Graduates may pursue or progress within roles across:
- Corporate Banking and Commercial Finance
Relationship management, credit assessment, trade finance, transaction banking and credit or lending-related functions.
- Retail Banking and Wealth Management
Personal banking, affluent banking, private banking support, wealth relationship management, customer advisory support, insurance-related advisory functions and client servicing roles.
- Operations and Digital Banking Functions
Banking operations, payments operations, process improvement, workflow redesign and roles in teams supporting operations digitalisation.
- Risk, Compliance and Governance Functions
Operational risk, credit risk, compliance support, regulatory operations and governance-related functions.
- Digital Transformation and AI-Enabled Finance Functions
Roles in transformation offices, digital banking teams, product or process improvement functions, analytics-enabled business support and AI adoption initiatives within financial institutions.
Career Services
The programme will be supported by structured career services designed to assist learners in career planning, employability development and professional progression throughout their candidature.
Support may include career discovery and planning tools, employability workshops, personalised coaching and guidance on job search strategy, résumé development, interview preparation, salary negotiation, networking and personal branding. Students may also benefit from learning support related to time management, stress management, academic transition and study skills.
In addition, the programme will facilitate opportunities for employer engagement and professional exposure through networking events, industry talks, employer-linked capstone projects and other industry collaboration activities. These services are intended to strengthen learners’ readiness for progression within the financial services sector and related fields.
Application Fee
S$65.00, before GST
Tuition Fee Per AU*
| Student category | Fee per AU Before GST |
|---|---|
| Singapore Citizens < 40 years old After MOE subsidy | S$226.00 |
| Singapore Citizens ≥ 40 years old After MOE subsidy | S$90.40 |
| Singapore Permanent Residents After MOE subsidy | S$633.00 |
| Non-Subsidised Students | S$1,470.00 |
*Indicative tuition fees, subject to prevailing University fees, MOE subsidy eligibility and final approval.
