This plan is only open to and compulsory for all full-time international students and Singapore Permanent Residents.
Falling sick in Singapore can be a drain on finances if the illness requires specialist consultation, hospitalisation or surgery. As an international student you are not eligible for hospitalisation and surgery subsidies. If you don’t have a local insurance policy you are required to pay a cash deposit if you are hospitalised. This is when a scheme like GHSI comes to the rescue.
Eligibility
All full-time international students (non-Singapore citizens and Singapore Permanent Residents) are required to take up the Scheme. Students whose candidatures are subsequently converted to part-time status will not be covered under the Scheme. Students who are Singapore citizens and wish to purchase medical insurance will have to contact the insurance company directly for alternative plans.
Period of coverage
| Undergraduate students |
By academic year. It is automatically renewed for each academic year till graduation |
| Non-graduating |
Pro-rated on monthly basis |
| Exchange Students (Inbound) |
Minimum coverage period is 6 months. |
| Graduate students by research |
From the month of registration for graduate studies untill end of the academic year. It is renewable for each academic year until graduation. |
| Graduate students by coursework |
By academic year. It is renewable for each academic year. |
Insurance premium
| Undergraduate students |
S$79.00 per academic year. |
| Non-graduating |
Pro-rated on monthly basis |
| Exchange Students (Inbound) |
Minimum insurance premium is S$39.50 for 6 months.
Extension of coverage (without break in coverage) will be pro-rated on a per-semester basis, i.e. the minimum premium payable will be for one semester, inclusive of the prevailing GST. |
| Graduate students by research |
S$79.00 per academic year.
Premium for first year students will be pro-rated from the month of registration to end of the academic year. |
| Graduate students by coursework |
S$79.00 per academic year. |
Benefits and coverage
Click on the relevant academic year to view the list of benefits and coverage that would apply:
AY2007-08 [PDF | 42KB]
AY2008-09 [PDF | 73KB]
Application
| Undergraduate students |
No application is required. Subscription is automatic. |
| Non-graduating/ Exchange students (Inbound) |
To fill up the GHSI Participation Form upon arrival in NTU |
| Graduate students by research |
No application is required. Subscription is automatic. Coverage for subsequent years is automatic for students with research grants. |
| Graduate students by coursework |
No application is required. Subscription is automatic. |
Payment
| Undergraduate students |
Premium will be reflected in the student bill. |
| Non-graduating/ Exchange students (Inbound) |
Payment has to be made at the time of registration by cash, NETS or cheque in favour of "Nanyang Technological University". |
| Graduate students by research |
Premium will be deducted from the research stipend. |
| Graduate students by coursework |
Payment has to be made at the time of registration by cash, NETS or cheque in favour of "Nanyang Technological University". |
Refund
Students who have paid the premium for the whole year (i.e. from 1 August 2008 to 31 July 2009) but have
- completed or withdrawn from the programme or
- converted their candidature to part-time status
before 30 June 2009 can apply for a refund of the premium paid for the additional month(s). Students will not be able to ask for refund if they have made any insurance claim during the year.
Please submit a written request to the ISC, enclosing a copy of the letter certifying the date of completion/withdrawal/conversion to part-time candidature.
Claim procedure
Complete the AXA Medical Claim Form and attach all Original Invoices/Receipts, Signed Letter of Indemnity (if LOG was issued), Copy of Hospital In-patient Discharge Summary/Day Surgery Authorisation Form and Copy of Referral Ltter from the A&E department of a government/restructured hospital or the NTU Medical Centre for Outpatient Specialist Claims . The claims should be submitted to ISC within 30 days from the date of discharge. You should notify the ISC with brief details of the claim and the reason for the delay if you are unable to submit the claims within 30 days. The ISC will submit the claim to the insurance company and inform the students once the outcome of the claim is known.
FAQ (Frequently Asked Questions)
You can view a list of FAQs [PDF | 55KB] here.
Clarifications
For other queries, please contact ISC.